IndonesiaYour dream home is close and within reach
Own a house as soon as NOW!
Benefits
- Low interest rates.
- Easy and fast process.
- Simple requirements and application process.
- Safe & reliable.
Recommended for
- Individual.
- Minimum age: 21 years.
- Maximum age: 55 years / 65 years (Entrepreneur).
- Employment period / business: Minimum of 2 years (permanent).
Bank Lescadana Deposit Interest Rate
Required Document
| No | Dokumen | Karyawan | Wiraswasta | Profesional |
|---|---|---|---|---|
| 1 | Photocopy of E-KTP (Valid Husband/Wife) | ✔ | ✔ | ✔ |
| 2 | Photocopy of Family Card | ✔ | ✔ | ✔ |
| 3 | Photocopy of Marriage Certificate from the Civil Registry or Marriage Book from KUA | ✔ | ✔ | ✔ |
| 4 | Photocopy of Divorce Certificate from the Court (If Divorced) | ✔ | ✔ | ✔ |
| 5 | Death Certificate (If Spouse has Passed Away) | ✔ | ✔ | ✔ |
| 6 | Asset Separation Deed (If Assets are Separated between Husband and Wife) | ✔ | ✔ | ✔ |
| 7 | Photocopy of Individual Taxpayer Identification Number (NPWP) | ✔ | ✔ | ✔ |
| 8 | Business License/Business Statement Letter/Practice License | - | ✔ | ✔ |
| 9 | Photocopy of Bank Statement / Savings Book for the Last 3 Months | ✔ | ✔ | ✔ |
| 10 | Pay Slips for the Last 3 Months | ✔ | - | ✔ |
| 11 | Photocopy of Employment Certificate | ✔ | - | - |
| 12 | Photocopy of Land/Building Ownership Certificate (SHM/SHGB/SHMRS) | ✔ | ✔ | ✔ |
| 13 | Photocopy of Building Permit (IMB) | ✔ | ✔ | - |
| 14 | Photocopy of Latest Land and Building Tax (PBB) Receipt | ✔ | ✔ | ✔ |
*) To expedite the process, please ensure all the documents mentioned above are prepared at the beginning of the credit application.
Employee Requirements Documents:
- Photocopy of E-KTP (Husband + Wife)
- Photocopy of Family Card
- Photocopy of Marriage / Divorce Certificate
- Death Certificate (if spouse has passed away)
- Asset Separation Letter (if any)
- Photocopy of Taxpayer Identification Number (NPWP)
- Photocopy of Bank Statement / Savings Book for the Last 3 Months
- Original Pay Slips for the Last 3 Months
- Photocopy of Employment Certificate
- Photocopy of Land/Building Ownership Certificate (SHM/SHGB/SHMRS)
- Photocopy of Building Permit (IMB)
- Photocopy of Latest Land and Building Tax (PBB) Receipt
Entrepreneur Requirements Documents:
- Photocopy of E-KTP (Husband + Wife)
- Photocopy of Family Card
- Photocopy of Marriage / Divorce Certificate
- Death Certificate (if spouse has passed away)
- Asset Separation Letter (if any)
- Photocopy of Taxpayer Identification Number (NPWP)
- Business License/Business Statement Letter/Practice License
- Photocopy of Bank Statement / Savings Book for the Last 3 Months
- Photocopy of Land/Building Ownership Certificate (SHM/SHGB/SHMRS)
- Photocopy of Building Permit (IMB)
- Photocopy of Latest Land and Building Tax (PBB) Receipt
Professional Requirements Documents:
- Photocopy of E-KTP (Husband + Wife)
- Photocopy of Family Card
- Photocopy of Marriage / Divorce Certificate
- Death Certificate (if spouse has passed away)
- Asset Separation Letter (if any)
- Photocopy of Taxpayer Identification Number (NPWP)
- Business License/Business Statement Letter/Practice License
- Photocopy of Bank Statement / Savings Book for the Last 3 Months
- Pay Slips for the Last 3 Months
- Photocopy of Land/Building Ownership Certificate (SHM/SHGB/SHMRS)
- Photocopy of Latest Land and Building Tax (PBB) Receipt
Frequently Asked Question
Berapa suku bunga dan jangka waktu untuk KPR?
Suku Bunga untuk KPR adalah:
- Tenor 1-5 tahun = 8.5% p.a flat
- Tenor 6-8 tahun = 9% p.a flat
- Tenor 8-10 tahun = 9.5% p.a flat
Tenor maksimal adalah 10 tahun (120 bulan).
