IndonesiaIs it THAT easy?
B2B (Back to Back) is a Lescadana credit service specially offered for either individual customers or those who have small to medium-scale businesses (UKM). By using your own savings/deposit as guarantee, you are eligible to get credit instantly from Lescadana.
Benefits
- Interest rate spread of 2% between loans and deposits.
- Easy and fast process.
- Simple requirements and application process.
- Safe & reliable.
Recommended for
- Individual / legal entities (PT, CV).
- Small businesses.
- Small & medium enterprises (UKM).
- Owner of savings/deposits at Bank.
- Minimum age: 21 years.
- Indonesian citizen (WNI).
- Not qualified as a Politically Exposed Person (PEP).
Bank Lescadana Deposit Interest Rate
Required Document
| No | Dokumen | |
|---|---|---|
| 1 | Photocopy of E-KTP (Electronic Identity Card) | ✔ |
| 2 | Photocopy of Family Card | ✔ |
| 3 | Savings book & Deposit at Bank | ✔ |
| 4 | Power of Attorney for Savings Deduction/ Deposit with sufficient stamp duty | ✔ |
| 5 | Photocopy of current bank account from the last 3 months | ✔ |
*) To expedite the process, please ensure all the documents mentioned above are prepared at the beginning of the credit application.
- Photocopy of E-KTP (Electronic Identity Card)
- Photocopy of Family Card
- Savings book & Deposit at Bank
- Power of Attorney for Savings Deduction/ Deposit with sufficient stamp duty
- Photocopy of current bank account from the last 3 months
Frequently Asked Question
Apa yang dimaksud dengan Kredit Tanpa Ribet (KTR)?
KTR adalah layanan Back to Back kredit Lescadana dengan menggunakan jaminan tabungan/ deposito Anda.
Berapa suku bunga dan jangka waktu untuk KTR?
Spread bunga sebesar 2%-3% dari bunga tabungan/deposito anda. Dengan tenor maksimal 3 tahun (36 bulan).
Berapakah plafon maksimum dari Kredit Tanpa Ribet (KTR / back-to back)?
90% dari nilai Tabungan/Deposito yang dijaminkan.
