IndonesiaExpand your business!
Don't worry about the long wait anymore because we speed up the process for your convenience and satisfaction.
Benefits
- More competitive interest rates than other banks.
- Fast & easy process.
- Easy requirements & application.
- Safe & trustworthy.
- High loan limit.
- Long repayment term.
- Flexible usage.
Recommended for
- Individuals, Indonesian citizens.
- Business entities.
- Permanent employees / Entrepreneurs / Professionals / Companies.
- Work / Business duration: Minimum 2 years (permanent).
- Minimum age: 21 years / already married.
- Maximum age: 55 years (employees) / 65 years (entrepreneurs/professionals).
Bank Lescadana Deposit Interest Rate
Required Document
| No | Dokumen | Karyawan | Wiraswasta/Profesional | Perusahaan |
|---|---|---|---|---|
| 1 | Photocopy of E-KTP (Husband/Wife that is still valid) | ✔ | ✔ | - |
| 2 | Photocopy of Family Card | ✔ | ✔ | - |
| 3 | Photocopy of Marriage Certificate | ✔ | ✔ | - |
| 4 | Photocopy of Prenuptial Agreement (if any) | ✔ | ✔ | - |
| 5 | Photocopy of Deed of Establishment and Minister of Law and Human Rights Decree (SK Menkeh) | - | ✔ | ✔ |
| 6 | Photocopy of Amendment Deed and Minister of Law and Human Rights Decree (SK Menkeh) | - | ✔ | ✔ |
| 7 | Photocopy of Taxpayer Identification Number (NPWP) | ✔ | ✔ | - |
| 8 | Photocopy of Company Taxpayer Identification Number (NPWP PT) | - | - | ✔ |
| 8 | Photocopy of NPWP of Directors and Shareholders | - | - | ✔ |
| 9 | TDP/SIUP/NIB/Business Certificate | ✔ | ✔ | ✔ |
| Invoice/Receipt/Work Contract/Note | ✔ | ✔ | ✔ | |
| 10 | Company Profile | - | - | ✔ |
| 11 | Balance Sheet (Profit/Loss)/Financial Report for the Last 2 Years | - | - | ✔ |
| 12 | Bank Statement/Savings Book for the Last 6 Months | ✔ | ✔ | ✔ |
| 13 | House Certificate | ✔ | ✔ | ✔ |
| 19 | Photocopy of Building Permit (IMB) | ✔ | ✔ | ✔ |
| 20 | Photocopy of the latest Land and Building Tax (PBB) | ✔ | ✔ | ✔ |
*) To expedite the process, please ensure all the documents mentioned above are prepared at the beginning of the credit application.
Employee Document Requirements:
- Photocopy of E-KTP (Husband/Wife that is still valid)
- Photocopy of Family Card
- Photocopy of Marriage Certificate
- Photocopy of Prenuptial Agreement (if any)
- Photocopy of Taxpayer Identification Number (NPWP)
- Invoice/Receipt/Work Contract/Note
- TDP/SIUP/NIB/Business Certificate
- Bank Statement/Savings Book for the Last 6 Months
- House Certificate
- Photocopy of Building Permit (IMB)
- Photocopy of the latest Land and Building Tax (PBB)
Entrepreneur/Professional Document Requirements:
- Photocopy of E-KTP (Husband/Wife that is still valid)
- Photocopy of Family Card
- Photocopy of Marriage Certificate
- Photocopy of Prenuptial Agreement (if any)
- Photocopy of Deed of Establishment and Minister of Law and Human Rights Decree (SK Menkeh)
- Photocopy of Amendment Deed and Minister of Law and Human Rights Decree (SK Menkeh)
- Photocopy of Taxpayer Identification Number (NPWP)
- TDP/SIUP/NIB/Business Certificate
- Invoice/Receipt/Work Contract/Note
- Bank Statement/Savings Book for the Last 6 Months
- House Certificate
- Photocopy of Building Permit (IMB)
- Photocopy of the latest Land and Building Tax (PBB)
Company Document Requirements (PT):
- Photocopy of Deed of Establishment and Minister of Law and Human Rights Decree (SK Menkeh)
- Photocopy of Amendment Deed and Minister of Law and Human Rights Decree (SK Menkeh)
- Photocopy of Company Taxpayer Identification Number (NPWP PT)
- Photocopy of NPWP of Directors and Shareholders
- TDP/SIUP/NIB/Business Certificate
- Invoice/Receipt/Work Contract/Note
- Company Profile
- Balance Sheet (Profit/Loss)/Financial Report for the Last 2 Years
- Bank Statement/Savings Book for the Last 6 Months
- House Certificate
- Photocopy of Building Permit (IMB)
- Photocopy of the latest Land and Building Tax (PBB)
Frequently Asked Question
Berapa besarnya pencairan kredit yang diberikan pada KMK?
Besarnya pencairan kredit yang diberikan adalah sebesar 70% dari harga jaminan.
Berapa limit pinjaman KMK?
Limit pinjaman hingga Milyaran Rupiah.
Seberapa panjang masa tenor untuk KMK?
Masa tenor hingga 5 tahun.
Berapa suku bunga per tahun untuk KMK?
Suku bunga 9% per tahun.
Berapa minimum kredit untuk KMK?
Minimum kredit Rp 50.000.000,00.
